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Online psychology with no out-of-pocket cost · Australia-wide

Choose the right psychologist. Feel heard.

Compassionate online psychology with no out-of-pocket cost for eligible Mental Health Treatment Plan holders, plus private care. We make it easier to find the right support and understand what comes next.

  • Here to help
  • Here to listen
  • A path forward
  • FastPath referral support
A comfortable online psychology session
PRIVATE

I do not have a plan—or have used my sessions

Clear private-care options.

Book privately ↗

MTM FastPath

Online referrals with a clear next step.

GPs refer in minutes. MTM contacts the patient the same business day where possible and always within 24 business hours, then helps them move into care.

Find your fit

Choose your psychologist.

Search by what you are experiencing.

No out-of-pocket cost for eligible careAll MTM Health psychologists are AHPRA-registered Medicare providers based in Australia. A valid Mental Health Treatment Plan and Medicare eligibility are required.
— Loading psychologists

The MTM Health promise

Affordable care should still give you choice.

We offer eligible sessions with no out-of-pocket cost, affordable private care and help finding the right psychologist for you.

What brings you here?

Support for what you’re going through.

You do not need to know which therapy you need. Start with what you are experiencing and explore how psychological treatment may help.

Anxiety & panic

Persistent worry, panic attacks, fears, avoidance or a mind that will not switch off.

Explore support

Depression & low mood

Feeling flat, hopeless, disconnected, unmotivated or no longer enjoying everyday life.

Explore support

Grief, loss & bereavement

Support after death, separation, illness or another significant loss and the changes that follow.

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Relationship distress

When conflict, separation or relationship patterns are affecting your individual mental health.

Explore support

Trauma & adjustment

Distress following trauma, major change, crisis or experiences that continue to feel present.

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Stress & burnout

Overwhelm, exhaustion, work pressure, sleep disruption or feeling unable to cope.

Explore support

ADHD & emotional regulation

Support with attention, overwhelm, organisation, self-esteem and managing strong emotions.

Explore support

Chronic illness & pain

The psychological impact of illness, persistent pain, health anxiety and changes in function.

Explore support
A Mental Health Treatment Plan is based on your individual needs.

Your GP will talk with you about what you are experiencing, how it is affecting your life and whether a Mental Health Treatment Plan is the right support for you.

How eligibility works ↓

Mental Health Treatment Plans

Start with your chosen GP. We’ll help with the rest.

A Mental Health Treatment Plan is prepared by a GP when it is clinically appropriate. It records your needs and goals and can give eligible people access to Medicare benefits for psychology.

Up to 10individual Medicare-supported sessions per calendar year for eligible people
Start here

Book with your chosen GP

Ask for a longer appointment to discuss your mental health and a Mental Health Treatment Plan.

Before your visit

Check what the practice needs

The clinic may ask you to complete a short questionnaire or provide information before your appointment.

Get ready

Write down what is happening

Bring notes about how you have been feeling, how it affects daily life and the support you may need.

Your appointment

Talk with your GP

Your GP will assess your needs and decide whether a Mental Health Treatment Plan is appropriate.

If eligible

Your GP prepares the plan

Appointment length, fees and bulk billing are set by the practice. Ask about costs when you book.

Next step

Ask for a referral to MTM Health

Your GP can refer you to MTM. Send us the referral and plan documents, then choose your psychologist.

Prefer an online GP appointment? Ask your usual GP or MyMedicare practice whether telehealth is available and whether you meet Medicare’s telehealth eligibility requirements.

Common questions

Clear answers before you begin.

01What is a Mental Health Treatment Plan?

It is a plan prepared with your usual GP or another eligible doctor. It records your mental health needs, treatment goals, referral arrangements and review plan, and may give eligible people access to Medicare benefits for psychological treatment.

02How do I get a Mental Health Treatment Plan?

Book a longer appointment with your usual GP and tell the clinic you want to discuss your mental health. Your doctor will assess your needs and decide whether a plan and psychology referral are clinically appropriate.

03How many psychology sessions can Medicare support?

Eligible people may claim Medicare benefits for up to 10 individual and 10 group mental health treatment services in a calendar year. An initial individual referral can cover up to six sessions, followed by a GP review if further sessions are appropriate.

04Will I pay a gap fee at MTM Health?

No. Every eligible online psychology session under a valid Mental Health Treatment Plan is bulk billed. You do not need a concession card or financial-hardship application. Medicare eligibility, annual limits and cancellation terms still apply.

05Can I book a private session?

Yes. Private sessions are available without a Mental Health Treatment Plan or after Medicare-funded sessions are used. We will confirm the current fee and session arrangements before you book.

06Can I choose my psychologist?

Yes. Search by what you are experiencing. Our team can also help when no exact match is currently available.

07Can I see an MTM Health psychologist by telehealth?

Yes. MTM Health provides secure online psychology appointments across Australia, allowing clients to attend from a private and comfortable location.

Your next step

You do not need to have all the words. You just need somewhere to begin.

Book a session